Legal & Compliance

Legal & Compliance Center

Transparency is part of how Simonis earns your trust. Here you'll find the policies that govern the Simonis Financial Ecosystem, operated by La Familia Simón Corp. These documents are being finalized with legal counsel ahead of public launch.

Last updated: June 2026 · Version 0.9 (pre-launch draft)

Company & Legal Identity

The Simonis Financial Ecosystem and all Simonis-branded products are operated by La Familia Simón Corp. Specific operating entities may vary by product and country; financial products are offered only where licensed and permitted.

Legal nameLa Familia Simón Corp
Established1986
Registration / Tax IDTo be confirmed
Registered addressTo be confirmed
Primary platformsimonis.ai
Contacthelp@simonis.ai

Simonis Bank is a future project planned under United States jurisdiction, subject to applicable licensing and regulatory approval. Until then, Simonis is not a bank and does not offer banking, deposit, credit or lending products.

Note for counsel: registration number, registered office, operating subsidiaries and regulated-entity details to be inserted and verified before publication.

Terms of Service

By creating a Simonis ID or using any Simonis product, you agree to these Terms. They describe your rights and responsibilities and the rules for using the ecosystem.

1. Your account

You are responsible for your Simonis ID and your @email.simonis.ai address, for keeping your credentials secure, and for activity under your account. You must provide accurate information and be of legal age in your jurisdiction.

2. Acceptable use

You agree not to use Simonis for unlawful activity, fraud, money laundering, or to infringe the rights of others. We may suspend or close accounts that violate these Terms or applicable law.

3. Products & availability

Products are released in phases and may be limited by country, eligibility and compliance review. Some products described on this site are future projects and may change or not launch.

4. Liability

Simonis is provided "as is" during pre-launch. To the extent permitted by law, La Familia Simón Corp limits its liability for the beta and informational materials. Full terms will be finalized at launch.

Note for counsel: governing law, arbitration/jurisdiction, warranties, indemnities, fees and termination clauses to be drafted and reviewed.

Privacy Policy

Your privacy is foundational. This policy explains what we collect, why, and the control you have. Simonis is privacy-first and consent-driven.

What we collect

Account details (name, contact, @email.simonis.ai), information you provide, and technical data needed to operate and secure the service. For financial products, we collect identity and verification data as required by law.

How we use it

To provide and secure the ecosystem, personalize your experience through Simonis ONE, prevent fraud, and meet legal and regulatory obligations. We do not sell your personal data.

Your rights

You can access, correct, export or delete your data, and withdraw consent, subject to legal retention requirements. To exercise your rights, contact privacy@simonis.ai.

Note for counsel: align with applicable data-protection law (e.g. Dominican Republic Law 172-13, U.S. state laws, GDPR where relevant), data-controller details, retention periods and international-transfer safeguards.

AML / KYC Policy

Simonis is committed to preventing money laundering, terrorist financing and fraud. Where we offer regulated financial services, we apply Know-Your-Customer (KYC) and Anti-Money-Laundering (AML) controls.

  • Identity verification — we verify customers before enabling regulated financial features.
  • Monitoring — transactions may be monitored for unusual or suspicious activity.
  • Reporting — we cooperate with competent authorities and file reports where required by law.
  • Record-keeping — we retain records for the periods required by applicable regulation.

Note for counsel: designate compliance officer, sanctions/PEP screening, thresholds, SAR/STR procedures and jurisdiction-specific obligations.

Cookie Policy

We use cookies and similar technologies to make Simonis work, keep it secure, remember your preferences (like language) and understand how the site is used.

Types of cookies

  • Essential — required for the site to function and stay secure. Always on.
  • Preferences — remember choices such as language and accent.
  • Analytics — help us understand usage to improve the experience.

You choose your preference in the cookie banner when you first visit, and you can change it anytime by clearing your browser storage. Essential cookies cannot be switched off.

Risk & Disclaimers

  • Not a bank. Simonis is not a bank and does not currently offer banking, deposit, credit or lending products.
  • Simonis Score is an alternative financial-reputation model. It does not replace FICO®, Experian®, Equifax® or TransUnion®.
  • Simonis Coin, AyitiCoin and Simón Bolívar Coin are ecosystem/impact concepts. They are not securities, token sales or investment offerings, and are subject to regulatory review.
  • Illustrative content. Metrics and activity shown on the site are for demonstration only and are not actual performance or user data.
  • Forward-looking. Some products are future projects and may change, be delayed, or not launch.

Contact

We're here to help. Reach the right team:

General & supporthelp@simonis.ai
Privacy & dataprivacy@simonis.ai
Legal & compliancelegal@simonis.ai
Press & investorsinvest@simonis.ai
Registered addressTo be confirmed
PhoneTo be confirmed

For complaints, write to legal@simonis.ai. A formal complaints-handling and dispute-resolution procedure will be published at launch.